Dreaming of a new life in France? Whether you picture yourself sipping wine in Provence, strolling through Parisian streets, or settling into a quiet rural village, one big question remains: how much does it actually cost to live in France?
The good news is that France offers a variety of lifestyles to suit different budgets. From affordable countryside retreats to high-end city living, your cost of living will depend on where you settle, how you spend, and the lifestyle you choose. Let’s break it down!
Housing Costs in France
Your biggest expense will likely be housing, and prices vary widely depending on location.
🏡 Renting:
Paris: Expect to pay €1,200–€2,500+ per month for a one-bedroom apartment in central areas.
Cities like Lyon, Bordeaux, or Nice: €700–€1,200 per month.
Smaller towns & rural areas: You can find charming properties for as little as €400–€800 per month.
🏠 Buying:
Parisian property prices average €10,000 per m², meaning even a small apartment could set you back over €500,000.
Other major cities range from €3,000–€5,000 per m².
Rural homes? Bargains can still be found for under €150,000, but renovation costs should be considered!
💡 Tip: Many expats choose to rent first to explore different areas before committing to buying.
Daily Living Expenses
Once your home is sorted, what about your everyday costs? Here’s what you can expect to spend:
🛒 Groceries:
A couple’s monthly food bill is typically €300–€600, depending on where you shop and if you buy local or imported goods.
Local markets offer fresh, affordable produce, while supermarkets like Carrefour and Intermarché provide a mix of budget and premium options.
🍽️ Eating Out:
A café coffee: €1.50–€3
A three-course meal in a mid-range restaurant: €25–€40 per person
A baguette from the boulangerie: Less than €1.50 (and totally worth it!)
🚗 Transport:
A monthly metro/bus pass in cities: €50–€85
Petrol: Around €1.80 per litre (varies by region)
Owning a car: Factor in insurance (€300–€800/year), road tax, and maintenance.
💡 Tip: Public transport is excellent in major cities, but in rural areas, a car is essential.
Utilities & Internet
💡 Electricity, Water & Heating
Expect to pay around €100–€200 per month for a standard home, depending on energy usage.
Heating costs are higher in winter, especially if you rely on electric or gas heating.
📡 Internet & Mobile
High-speed internet: Around €30–€50 per month
Mobile phone plans: As low as €10–€25 per month for unlimited data and calls.
💡 Tip: Many providers offer combined TV, internet, and phone packages for extra savings.
Healthcare Costs
France has one of the best healthcare systems in the world, and once you’re registered, you’ll benefit from excellent public healthcare.
A basic doctor’s visit: €25, with partial reimbursement from the state.
Prescription medication: Often heavily subsidised.
Private health insurance (mutuelle): Optional but recommended, costing €30–€150 per month depending on coverage.
💡 Tip: Once you get your Carte Vitale, healthcare costs become much more affordable.
Education & Childcare
If you’re moving with children, education costs vary:
Public schools: Free, aside from small fees for meals and activities.
Private schools: €3,000–€15,000 per year depending on the institution.
International schools: Often pricier, ranging from €10,000–€30,000 per year.
💡 Tip: France offers affordable childcare, with crèches (daycares) subsidised by the state.
Taxes & Other Costs
Taxes in France can be complex, but here are a few key ones to be aware of:
Income Tax: Based on residency and income. Expats may need to file taxes both in France and their home country.
Property Taxes: Owners pay taxe foncière, while taxe d’habitation is being phased out.
Social Charges: Self-employed and salaried workers pay contributions towards healthcare, pensions, and benefits.
💡 Tip: Consulting a tax expert is a great idea when moving to France.
So, How Much Do You Need to Live Comfortably?
Budget-friendly rural life: €1,200–€1,800 per month for a couple.
Comfortable city life (outside Paris): €2,000–€3,500 per month.
Parisian lifestyle: €3,500+ per month.
If you plan to buy property, run a car, or enjoy frequent travel, you’ll need a higher budget. However, many expats find that life in France offers great value compared to other Western countries, especially in smaller towns and the countryside.
Final Thoughts
Living in France can be as affordable or as luxurious as you make it! Whether you’re looking for a laid-back rural escape or a vibrant city experience, understanding the costs will help you plan a smooth transition.
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